Attention homeowners in New Braunfels and Comal County: Get an Appraisal today!Here are the top reasons TX homeowners use Americana Valuations:
Own a house in or near New Braunfels, TX and need help deciding the value of it?
At Americana Valuations, we understand the particular needs of a consumer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale By Owner (FSBO)Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Americana Valuations are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value report than yours. Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At Americana Valuations, we're qualified in helping customers just like you rid yourselves of unneeded PMI insurance. Challenge property tax assessmentsIf you live in a local area that is going down or not appreciating as much as other houses close by, your local tax assessor may have your home overvalued. That only means you are probably paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Americana Valuations is your number one weapon. HELOC recently frozen?Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can this be inconvenient from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. Americana Valuations can provide you with efficient appraisal to help you reinstate your HELOC. Field and Desktop Appraisal Review ServicesDo you need a seasoned expert to double-check your appraisal for accuracy, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Americana Valuations offers field reviews where we go out and check the subject and comps. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal? Americana Valuations can help with that too. While usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your house. |